Steve Dispensa

CTO & Co-Founder, PhoneFactor

Steve Dispensa is CTO & Co-Founder of PhoneFactor. His many accomplishments include designing one of the world's first broadband wireless internet networks for Sprint, as well as being a five time winner of the Microsoft MVP award.

Steve received his degree from the University of Missouri at Kansas City and holds 12 patents and numerous patents pending. He continues to be an innovative technology leader, educating others on data security by writing and speaking on the topic regularly in the United States and internationally, including RSA (US & Europe), Troopers, and numerous webcasts and podcasts.

The FFIEC Guidance: What You Need to Know Now About Out-of-Band Authentication

Presented by Steve Dispensa , Sarah Fender • January 16, 2012

As bank examiners begin applying the updated FFIEC Authentication Guidance, many financial institutions will find that their current security practices do not stand up against the strengthened requirements. Arm yourself with the knowledge you need to begin shoring up your authentication controls before your next bank...

ZeuS and Other Malware Threats Force Authentication to "Step Out" Of Band

Presented by Steve Dispensa , Sarah Fender • February 23, 2011

Malware like ZeuS has rapidly outpaced all other banking security threats, and according to a recent survey by PhoneFactor is regarded as the greatest threat to online banking today. Because malware has evolved to defeat most security measures currently in place, financial institutions must likewise evolve their...

Innovative Authentication Process Provides the Ultimate Security for Online Banking

Presented by Frank Barbato , Steve Dispensa • December 10, 2009

VirtualBank, Money Magazine's "Best Online Bank", recently implemented out-of-band authentication to protect its customers from the myriad attacks targeting online banking today. By enabling phone-based authentication, VirtualBank can offer their customers both unparalleled protection and a superior user experience. ...

Practical User Authentication Strategies for Government Agencies

Presented by Steve Dispensa , Sarah Fender • December 10, 2009

Government agencies at all levels (federal, state and local) face unprecedented IT security threats from an increasingly organized and well-funded community of cybercriminals. Add stringent regulatory requirements to this and government agencies are faced with a daunting task of managing risk and adhering to...

Guide to Evaluating Two-Factor Authentication Solutions

Presented by Steve Dispensa , Chris Marshall • August 8, 2008

Banks are investing heavily in solutions to address FFIEC and other regulatory requirements for strong authentication of online users and transactions. Whether you're looking to add two-factor authentication or upgrade your existing systems to meet these requirements, don't miss this webcast. You'll learn...