Shivakumar Sriraman

Shivakumar Sriraman

Chief Risk Officer-India & South Asia, VISA

Shivakumar Sriraman is the Chief Risk Officer for India & South Asia, covering Sri Lanka, Bangladesh, Nepal, Bhutan & Maldives. Shiva joined Visa in Oct 2014 and is responsible for developing and executing a comprehensive risk plan that is consistent with local market landscape, country priorities & global risk strategy. In his role, he closely works with issuers, acquirers, merchants, payment processors, service providers, regulators & law enforcement. Shiva's professional journey spans 20 years across 5 different banks. Prior to joining Visa, Shiva was Vice President, Head of Risk at HDFC Bank for 12 years, with a focus on Fraud Prevention & Detection for all the payment products of the bank. Prior to this, he spent 7 years with various banks such as HSBC, Centurion Bank, ANZ Grindlays in various functions, covering credit, operations & risk management. Shiva has played active roles in various industry forums like IPRC (India Payment Risk Council), FIU, RBI & Industry working groups during his stint with HDFC Bank


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