SVP - Enterprise Risk Solutions, Sontiq, a Transunion Company
As SVP of Research, Al Pascual leads Javelin's Advisory Services and Custom Research businesses. He provides clients actionable insights on a variety of fraud and security issues, acts as a partner in developing strategies for managing risk, and identifies and raises awareness of future threats and solutions. He researches a range of topics, including the applicability of biometrics in banking and payments, the effect of data breaches on the integrity of consumer identities, the relationship between identity fraud and loyalty, and the best methods for securing payment data and transactions. Pascual has presented findings from Javelin's rigorous, industry-leading research at conferences around the world, including BAI, CARTES, Money20/20, NACHA and RSA. He has also provided commentary on fraud and security issues to American Banker, Bloomberg, CNNMoney, Fox Business, Reuters, The New York Times, The Wall Street Journal, The Washington Post, and Wired. Previously Pascual held risk management roles at HSBC, Goldman Sachs, and FIS. He is a member of the Association of Certified Fraud Examiners, the International Association of Financial Crimes Investigators, and the Federal Reserve Secure Payments Task Force.