Consumer Protection News: OCC Fighting Identity Theft

Basel II
Gramm-Leach-Bliley Act (GLBA)
GuidanceOffice of the Comptroller of the Currency (OCC)Identity Theft
Phishing
Risk Management

Fight Back: What You Can Do about Identity Theft

If you think your identity has been stolen, here's what to do now:

Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts. Once the alert is placed, you may order a free copy of your credit report from all three major credit bureaus. The special toll-free numbers for the fraud departments are: Equifax at (800) 525-6285, Experian at (888) 397-3742 and Trans Union at (800) 680-7289.

Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.

File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime.

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