Director, Ontrack Advisory Group
Wills is a Fintech architect and strategist specializing in payments, security and digital identity. For more than two decades, he has guided organizations such as Visa, Bank of America, Wells Fargo Bank, UnionBank of the Philippines, VeriFone, Intuit, Richemont, Ping Identity and multiple startups to build and secure their digital platforms. Career highlights of Wills include leading the development, launch and operation of Visa's core transaction fraud management services and VeriFone's digital wallets, merchant e-commerce platforms and payment gateways, as well as secure platform/product design for Visa's prepaid card management system, national mobile payment networks in the Dominican Republic (tPago), Bangladesh (bKash), a Philippines' major credit card issuer and the Manila public transit network. He has also served as a CISO for CrossCheck and Intuit subsidiary PayCycle.com, and as a mentor for StartupBootcamp FinTech and four Asian payment startups. In addition, he is a tenured speaker and media commentator on security in digital transactions. He holds both CISSP and CFE certifications. A resident of Singapore, Tom has also lived and worked in the US, UK, UAE, Philippines and Dominican Republic.